AML/CTF Tranche 2 · live 1 July 2026

Compliance
made clear.

Automated AML/CTF compliance for Australian professionals newly obligated under Tranche 2.

Start free trial How it works

$49/mo · No credit card required · Australian hosted

Live compliance activity

Trusted by Australian AML/CTF professionals

Built in Sydney

ISO 27001 pathway

AUSTRAC-aligned

7-year audit retention

What's changing

Tranche 2 arrives 1 July 2026.

Real-estate agents, accountants, lawyers and conveyancers become reporting entities under the AML/CTF Act. You'll need a written program, ongoing screening, and AUSTRAC reporting. We handle all three.

Real estate

Buyer/seller screening, source-of-funds checks, high-value transaction alerts.

REA integration ready
Settlement-day workflow

Accountants & tax agents

Client onboarding CDD, TPB-aligned records, trust account monitoring.

Xero / MYOB sync
Bulk onboarding

Legal & conveyancing

Matter-based screening, beneficial-ownership reveal, Law Society–aligned logs.

Matter-level audit trail
PEXA-compatible export

Small & mid-size firms

Enterprise-grade obligations without enterprise-grade overhead.

48hr onboarding
Designed for 1–30 staff

Sanctions & PEP

Screening that doesn't miss.

Run a client against DFAT, UN, OpenSanctions and the global PEP list in under a second. Re-screen automatically when new data lands.

99.8% match accuracy with fuzzy name logic
Beneficial-ownership reveal to 25%
Audit-ready logs retained for 7 years

99.8%

Match accuracy

0.8s

Average scan

3 lists

DFAT · UN · OpenSanctions

Sarah Chen, Director

Winton & Co · SCR-20260412-0042

Review

DFAT Consolidated ListNo match

UN SanctionsNo match

OpenSanctions PEPNo match

Adverse media2 to review

Completed in 0.8s · 14:32 AESTMedia: AFR · ABC News

AML/CTF Program

Winton & Co · Version 3 · April 2026

Part A · Risk awareness & assessmentComplete

Part A · AML/CTF compliance officerComplete

Part B · Customer identificationComplete

Part A · Reporting obligationsIn review

Part A · Staff training & employee due diligencePending

Program builder

Your AML/CTF program, drafted.

Answer 14 questions about your firm. We generate a written program tailored to your industry, populated with your details and ready for the board.

AUSTRAC-aligned sections out of the box
Signed, versioned and board-approvable
Updates propagate when rules change

Question intake

Part A + B

AUSTRAC-aligned structure

PDF

Board-signable output

Security & data residency

Your clients' data never leaves Australia.

Hosted in Sydney on AWS ap-southeast-2. Encrypted at rest and in transit. Independently audited. Built to satisfy AUSTRAC's data-integrity requirements without the paperwork.

Sydney-hosted, AU-supported

AES-256

At rest & in transit

ISO 27001

Certified & audited

7yr

Tamper-evident audit log

Pricing

Predictable. Monthly. Cancel any time.

Every plan includes sanctions + PEP screening, the program builder, staff training, and AUSTRAC reporting.

Starter

$49/mo

Sole traders & firms of 1–3 · 20 screenings/mo

Sanctions & PEP screening
Program builder & risk assessment
AUSTRAC SMR lodgement
Email support

Start free trial

Three steps to Tranche 2 ready.

Most firms complete onboarding in under a week. No consultants, no six-figure engagement, no paperwork drifting across mailboxes.

01Day 1
14-day trial
Sign up with your firm's ABN. No credit card. Import client records via CSV or start fresh. Run as many sanctions + PEP screenings as you need.
02Days 2–3
Guided program build
A 14-question intake generates your AML/CTF program, tailored to your industry and populated with your firm's details. Ready for board sign-off the same afternoon.
03Day 7
Go-live with AUSTRAC
We submit your AUSTRAC enrolment, publish your program to your team, and schedule staff training. You're a reporting entity ready for 1 July 2026.

Frequently asked

Questions Tranche 2 buyers actually ask.

If your question isn't here, reply to any email we send you — a real compliance specialist answers within one business hour.

When does Tranche 2 actually take effect?

1 July 2026. From that date real-estate agents, accountants, tax agents, lawyers and conveyancers become reporting entities under the AML/CTF Act. If you handle client funds or designated services in any of those categories, you're in scope.

Do I need to register with AUSTRAC?

Yes. Reporting entities must be enrolled with AUSTRAC before 1 July 2026. ClearCheck handles the enrolment paperwork as part of onboarding, then drafts your AML/CTF program in the same flow.

What's the difference between a program and ongoing screening?

Your program is the written document describing how your firm manages AML/CTF risk — policies, roles, training, reporting. Screening is the operational activity: running each client against sanctions and PEP lists before you take them on, then re-screening as data changes. You need both.

How is my data protected?

Hosted in Sydney on AWS ap-southeast-2. Encrypted at rest (AES-256) and in transit. Tamper-evident audit log retained for seven years. We're aligned to ISO 27001 controls and AUSTRAC data-integrity requirements. Your clients' data never leaves Australia.

What if I already use another compliance tool?

ClearCheck imports existing client records via CSV and keeps your historical screening history in the audit log. Most firms run both in parallel for a month during cutover, then retire the legacy tool once they're confident.

What happens if I cancel?

You can cancel any time from your account. Your audit logs stay accessible in read-only mode for 90 days so you can export everything AUSTRAC expects to see. No lock-in, no exit fees.

Get ready for 1 July 2026

Start your program today.
Be audit-ready by June.

Free for 14 days. No credit card. Cancel with a click. If Tranche 2 applies to you, the only wrong move is waiting.

Start free trial Book a 15-minute demo

Compliancemade clear.